At TOTO Vacation we understand the idea of travel seems expensive. Hotels, flights, plus food and drinks all add up and seems overwhelming!

We have cultivated a number of cruise lines, tour agencies and vacation options where you can place a small deposit then make payments as you need to. 

So when you’re ready to travel, it’s is all paid for! 

What’s the catch? 

• There isn’t one, this is how these travel suppliers do business every day. 
• Major Vacation destinations, travel suppliers have this program Chances are if you want to go  there, we have a supplier willing to work with you!
• This is as the same pricing (or better) than what you will find online/ other agencies or even going direct! Find a better price?  let us know, we normally can match the price or value!
• Several of our suppliers offer a full refund if you decide not to travel, (some restriction apply), and have Cancel for ANY REASON travel protection available as well. 
• Save AND utilize a lay-away type program with group travel!  Family Reunions, Church retreats or just a getaway for friends.
• Airfare CAN BE included!

Contact us today to learn more about this terrific way to pay for you vacation adventure!