TOTO Vacation's Travel Layaway program.

( Book now, pay later )

At TOTO Vacation we understand the idea of travel seems expensive. Hotels, flights, plus food and drinks all add up and seems overwhelming!

We have cultivated a number of cruise lines, tour agencies and vacation options where you can place a small deposit then make payments as you need to. 

So when you’re ready to travel, it’s is all paid for! 

What’s the catch? 

  • There isn’t one, this is how these travel suppliers do business every day. 
  • Major Vacation destinations, travel suppliers have this program Chances are if you want to go  there, we have a supplier willing to work with you!
  • This is as the same pricing (or better) than what you will find online/ other agencies or even going direct! Find a better price?  let us know, we normally can match the price or value!
  • Several of our suppliers offer a full refund if you decide not to travel, (some restriction apply), and have Cancel for ANY REASON travel protection available as well. 
  • Save AND utilize a lay-away type program with group travel!  Family Reunions, Church retreats or just a getaway for friends.
  • Airfare CAN BE included!

Contact us today to learn more about this terrific way to pay for you vacation adventure!

  • Ocean Cruises
  • River Cruises
  • Land Tours
  • All-Inclusive Resorts
  • Adventure Tours
  • Amusement Parks

If your vacation Dream available? 

Contact us to find out!

Chris Dowd – Owner TOTO Vacation
Call: 303-257-8082

A Travel Leaders Affiliate

Florida Seller of Travel Ref. No. ST15578 – CST 2090937-50 – Washington UBID No. 603189022 – Iowa Registered Agency No. 1202